Injury & Disability Law Office of Wisconsin

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Injury & Disability Law Office of Wisconsin

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Understanding Your Benefits And Legal Options With SSDI And SSI

Many people are unsure whether they are eligible for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), and there is a lot of confusion about the two programs.

At Injury & Disability Law Office of Wisconsin, we serve clients in Milwaukee and throughout Wisconsin with a strong record of recognition. Both attorneys at our firm have been selected for inclusion in the Super Lawyers list. Founding attorney Jason Oldenburg earned that recognition for 13 consecutive years from 2013 to 2025. James Barrett has been named to the Rising Stars list for three straight years from 2023 to 2025.

Key Differences Between SSDI And SSI

SSDI stands for Social Security Disability Insurance, and SSI stands for Supplemental Security Income. Here is a quick comparison:

  • SSDI is funded through work credits, while SSI is needs-based.
  • SSDI requires a work history. SSI does not.
  • SSDI offers Medicare. SSI provides Medicaid.
  • SSDI benefits depend on past earnings. SSI uses a set federal rate.
  • SSI has strict income and asset limits. SSDI does not.
  • SSDI may include benefits for dependents. SSI does not.

A lawyer can explain how these differences apply to a specific case.

What You Need To Qualify For SSDI And SSI

SSDI and SSI both require proof of a qualifying disability expected to last at least 12 months or result in death. Applicants must also show they cannot perform substantial work. However, other technical requirements must be met for each program. For clarity, here is a simple checklist:

To qualify for SSDI, in addition to a disability, you must have:

  • Sufficient work credits, which are about 40 total credits over your lifetime, and at least 20 of those credits were earned in the last 10 years before your disability began

To qualify for SSI, in addition to a disability, you must have:

  • Countable income and assets that are below the current threshold for financial need

Some people may qualify for both programs, known as concurrent benefits.

What To Expect From Application To Approval

The process involves filing, review, and often appeals. Timelines vary, and delays are common without proper documentation. Many claims are denied due to missing records, incomplete forms or lack of medical proof. We work closely with clients to strengthen applications and improve outcomes.

Ready To Take The Next Step?

If you are considering SSDI or SSI in Milwaukee, Wisconsin, working with a trusted lawyer can help shape the outcome. We encourage you to contact Injury & Disability Law Office of Wisconsin today to discuss your situation and move forward. Call 414-988-3401 or send us an email to book a free case evaluation.